Stock AnalysisJuly 15, 2026 · 5 min read

Is Manhattan Associates Stock (MANH) Halal? A Complete Analysis

Manhattan Associates (MANH) develops supply-chain, inventory, and omnichannel commerce software. Is it permissible for Muslim investors? Here is the full Sharia breakdown.

Time-sensitive screening snapshot: financial ratios and business mix can change after each filing. This is educational research, not a fatwa or investment advice. Verify the latest filing and your preferred Sharia standard before acting.

The Short Answer

Manhattan Associates (MANH) has a qualitative business verdict that is HALAL, but the overall financial result depends on the methodology. Manhattan Associates is a leading developer of supply-chain-management and omnichannel-commerce software.

Enterprise-software development is generally permissible at the activity level. The March 31, 2026 filing reports no debt and liquidity below the examined limits, but receivables plus cash are 61.20% of assets, above the FTSE-style and MSCI-style limits.

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 740.538

Cash + interest-bearing securities / assets
30.54%Within limit
Below 33.333% under FTSE Yasaar

226.133 / 740.538

Receivables + cash / assets
61.20%Above limit
Below 50% under FTSE Yasaar

453.243 / 740.538

Non-compliant income / revenue
0.34%Within limit
No more than 5% under FTSE Yasaar

0.951 / 282.215

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Receivables-plus-cash/assets is 61.20%, above the examined 50% limit; debt/assets is 0.00%, liquidity/assets is 30.54% and disclosed interest income is 0.34%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Receivables-plus-cash/assets is 61.20%, above the examined MSCI 33.33% total-assets limit; this is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets is 0.00% and identifiable liquidity/assets is 30.54%, below the examined Malaysia limits; activity remains qualitative and this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series is not stored; methodology-specific asset ratios remain documented.

Business-activity disclosure

Manhattan Associates develops warehouse, transportation, inventory and omnichannel-commerce software, increasingly delivered through its cloud-native platform. Enterprise software and supply-chain technology are generally permissible, but the filing does not provide a universal prohibited-revenue numerator for downstream customers.

Limitation: No universal prohibited-activity revenue numerator or scholar-specific purification percentage is disclosed; customer end-use remains qualitative.

Purification

The filing reports $0.951 million of interest income; ZakatInvest does not prescribe a fixed scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Manhattan Associates' March 31, 2026 Form 10-Q.
  • The filing reports no interest-bearing debt or credit-facility borrowings at period end; operating leases are excluded.
  • Cash and cash equivalents are $226.133 million; no separately identified interest-bearing securities balance is added; accounts receivable, net is $227.110 million.
  • First-quarter revenue is $282.215 million and reported interest income is $0.951 million (0.34% of revenue).
  • Receivables-plus-cash/assets is 61.20%, above FTSE's 50% and MSCI's 33.33% examined limits, while Malaysia's named asset ratios pass.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

Sharia Screening Methodology

Islamic scholars use several criteria to screen stocks:

  • Business activity screen: Is the company's primary business halal?
  • Debt ratio: Total debt / market cap must be under 33%
  • Interest income: Interest income / total revenue must be under 5%
  • Haram revenue: Revenue from haram sources must be under 5%
  • Receivables ratio: Total receivables / total assets must be under 49–70% (varies by board)

Manhattan Associates' Business Activity

Manhattan Associates develops and sells:

  • Supply-chain software: Warehouse-management and transportation-management systems
  • Inventory and order management: Inventory-optimization and omnichannel-commerce solutions
  • Cloud platform: The cloud-native Manhattan Active subscription suite

These are general-purpose enterprise-software businesses — building applications that companies use to run their operations. This is permissible at the activity level.

Concerns to Be Aware Of

1. End-Market Look-Through

Manhattan Associates' software is sold into mixed-Sharia-profile end-markets (retail, consumer-goods, logistics, and wholesale). Under standard methodology, the relevant classification is general-purpose enterprise-software development rather than the look-through end-customer mix.

2. Business-Cycle Sensitivity

Earnings can be sensitive to enterprise-IT-spending cycles and the timing of large software and implementation deals as the business transitions to cloud subscriptions. This is a business-cycle consideration rather than a Sharia screen concern.

3. Minor Interest Income

The filing reports $0.951 million of interest income, or 0.34% of quarterly revenue. ZakatInvest does not prescribe a fixed purification percentage.

Filing-Based Ratios (March 31, 2026)

Using the latest Manhattan Associates Form 10-Q (USD millions):

  • Debt / total assets: 0.00%
  • Cash + securities / total assets: 30.54%
  • Receivables + cash / total assets: 61.20% — above FTSE-style and MSCI-style limits
  • Disclosed interest income / revenue: 0.34%

Methodology Interpretation

These are ZakatInvest calculations from the cited filing, not claims of current index membership or an official scholar ruling:

  • FTSE-style: Fails the 50% receivables-plus-cash ratio.
  • MSCI-style: Fails the 33.33% receivables-plus-cash ratio.
  • Malaysia-style: Known debt and liquidity ratios pass; this is not an official classification.

Bottom Line

Manhattan Associates (MANH) has a generally permissible software business and no reported interest-bearing debt, but its 61.20% receivables-plus-cash ratio fails the FTSE-style and MSCI-style limits while passing the examined Malaysia-style ratios. The result is methodology-dependent, not a universal halal certification.

For Muslim investors seeking enterprise-software exposure, MANH sits alongside other halal-screened names like Descartes Systems (DSGX) and Veeva (VEEV).

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MANH verdict card: HALAL — methodologies differ — screening summary, concerns & similar assetsView →
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