Stock AnalysisJuly 15, 2026 · 5 min read

Is MasTec Stock (MTZ) Halal? A Complete Analysis

MasTec (MTZ) builds and maintains infrastructure — a permissible engineering-and-construction business, with acquisition debt and a receivables ratio to screen. Here is the full breakdown.

Time-sensitive screening snapshot: financial ratios and business mix can change after each filing. This is educational research, not a fatwa or investment advice. Verify the latest filing and your preferred Sharia standard before acting.

The Short Answer

MasTec stock (MTZ) is currently doubtful on the stored quantitative screen. Building and maintaining infrastructure is a clearly permissible activity, and debt/assets passes, but the conservative contract-receivable proxy fails the examined MSCI-style receivables limit.

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
24.25%Within limit
Below 33.333% under FTSE Yasaar

2,532.307 / 10,441.515

Cash + interest-bearing securities / assets
2.62%Within limit
Below 33.333% under FTSE Yasaar

273.672 / 10,441.515

Receivables + cash / assets
39.69%Within limit
Below 50% under FTSE Yasaar

4,144.002 / 10,441.515

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 24.25%, liquidity/assets is 2.62% and receivables-plus-cash/assets is 39.69%; known ratios pass the examined FTSE asset limits but the income numerator remains unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets and liquidity/assets are below the examined MSCI limits, but receivables-plus-cash/assets is 39.69%, above the examined 33.33% limit.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets is 24.25% and liquidity/assets is 2.62%, below the examined Malaysia limits; this is not an official classification and business disclosure remains incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A properly licensed and reproducible historical market-cap series is not stored; the MSCI-style receivables screen already fails.

Business-activity disclosure

MasTec builds and maintains communications, power-delivery, clean-energy and pipeline infrastructure. Infrastructure construction is generally permissible, while downstream end use, customer concentration and project obligations require qualitative review.

Limitation: The filing does not allocate revenue by downstream end use or provide a universal prohibited-revenue or non-compliant-income numerator.

Purification

The filing reports net interest expense and only an immaterial amount of interest income, but no reproducible gross non-compliant-income numerator; no fixed purification percentage is asserted.

Inputs, assumptions and primary sources
  • Amounts are USD millions from MasTec's March 31, 2026 Form 10-Q.
  • Debt combines current long-term debt including finance leases of $156.007 million and long-term debt including finance leases of $2,376.307 million.
  • Cash is $273.672 million; no separate interest-bearing securities balance is identified.
  • The receivable proxy combines accounts receivable of $1,594.226 million and contract assets of $2,276.104 million because both represent amounts due under customer contracts.
  • The filing reports net interest expense and only an immaterial amount of interest income; no reproducible gross non-compliant-income numerator is stored.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

The current filing-based screen changes the conclusion: the business is permissible, but the contract-asset receivable proxy is above the examined MSCI-style limit. Investors should treat the result as doubtful until the next filing clarifies the receivable mix.

Sharia Screening Methodology

Islamic scholars use several criteria to screen stocks:

  • Business activity screen: Is the company's primary business halal?
  • Debt ratio: Total debt / market cap must be under 33%
  • Interest income: Interest income / total revenue must be under 5%
  • Haram revenue: Revenue from haram sources must be under 5%
  • Receivables ratio: Total receivables / total assets must be under 49–70% (varies by board)

MasTec's Business Activity

MasTec, Inc. is an infrastructure construction company. Its activity is:

  • Communications: Building and maintaining wireless and wireline/fiber networks
  • Power delivery and clean energy: Transmission, distribution, and renewable-energy infrastructure
  • Pipeline infrastructure: Oil, gas, and water pipeline construction and maintenance

Building and maintaining infrastructure is a clearly permissible activity with no haram revenue line of its own.

Why MTZ Is Halal

1. Permissible Core Business

Infrastructure construction is a halal engineering-and-construction business. There is no gambling, conventional banking, alcohol, or other prohibited line at the heart of the business.

2. Debt Ratio Is the Main Screen

MasTec carries acquisition-related debt, so total debt / market cap is the main screen. Confirm it sits under the 33% threshold on the latest filings before investing — the company has been working down acquisition debt.

3. Receivables and Interest to Check

As a contractor, MasTec's receivables ratio (total receivables / total assets) is worth checking against the relevant threshold, and incidental interest income on cash should be checked against the 5% threshold and the corresponding small portion of returns purified.

Current Filing-Based Quantitative Screen

MasTec's March 31, 2026 Form 10-Q reports the following transparent total-assets proxies:

  • Debt / assets: 24.25% — below the examined 33.333% limits ✅
  • Liquidity / assets: 2.62% — below the examined limits ✅
  • Receivables + cash / assets: 39.69% — above the examined MSCI-style 33.33% limit ❌
  • Business activity: Infrastructure construction is generally permissible; end use remains qualitative ⚠️

Methodology Interpretation

The stored record applies transparent total-assets proxies for FTSE Yasaar, MSCI Islamic and Malaysia SAC-style tests. FTSE is incomplete because no reproducible income numerator is disclosed; the MSCI-style receivables test fails, while the Malaysia-style known ratios pass. No third-party app classification is asserted.

  • FTSE Yasaar-style asset tests: incomplete on income disclosure
  • MSCI Islamic-style asset tests: fail on the receivables proxy
  • Malaysia SAC-style ratios: known ratios pass; not an official classification
  • Market-cap denominator: not calculated from a reproducible licensed series

Bottom Line

MasTec (MTZ) has a doubtful, methodology-dependent result in the current filing-based analysis. The infrastructure-construction business is permissible and debt/assets passes, but the conservative contract-receivable proxy fails the examined MSCI-style receivables limit. Re-check the next filing and consult a qualified scholar for the treatment of contract assets and claims.

For Muslim investors seeking infrastructure exposure, compare MTZ with peers like Dycom (DY), Construction Partners (ROAD), and Arcosa (ACA).

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MTZ verdict card: DOUBTFUL — current screening available — screening summary, concerns & similar assetsView →
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