AMAGX

Amana Growth Fund

HALAL — DATA INCOMPLETEetf

Is AMAGX Halal?

Islamic growth fund with Saturna's Sharia oversight and screened equity holdings.

What You Should Know

Saturna's November 30, 2025 semi-annual statements report $6.071 billion of total assets and $21.9 million of six-month investment income. The fund targets Sharia-screened growth companies, while underlying issuers still need school-specific activity and financial review.

⚠️ Concerns

  • Fund-level accounts do not allocate every underlying issuer's prohibited revenue
  • Purification treatment can differ by scholar or board

Current quantitative Sharia screen

Based on Semi-Annual Report and Financial Statements figures for the period ended 2025-11-30; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 6,070.654

Cash + interest-bearing securities / assets
1.51%Within limit
Below 33.333% under FTSE Yasaar

91.824 / 6,070.654

Receivables + cash / assets
1.81%Within limit
Below 50% under FTSE Yasaar

109.969 / 6,070.654

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 1.51% and receivables plus cash/assets is 1.81%; a comparable fund-level prohibited-income numerator is unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Reported debt, liquidity and receivables-plus-cash are below the examined MSCI total-assets limits, but underlying-issuer activity remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets and liquidity/assets are below the examined Malaysia limits; no universal underlying-issuer activity numerator is asserted.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical fund look-through market-cap series and universal activity convention are not stored.

Business-activity disclosure

Saturna describes AMAGX as an Islamic growth fund with Sharia oversight and a portfolio of screened equities. The fund-level statement is consistent with an equity portfolio, but the report does not allocate every underlying issuer's business revenue under one school-neutral rule.

Limitation: The fund report does not provide a universal prohibited-revenue numerator for all underlying holdings or a single purification convention accepted across schools.

Purification

The report provides aggregate dividend income but no scholar-approved purification percentage for each underlying issuer; ZakatInvest does not infer one.

Inputs, assumptions and primary sources
  • Amounts are USD millions converted from Saturna's November 30, 2025 AMAGX statement of assets and liabilities and statement of operations.
  • The fund reports total assets of $6,070.653936 million, cash of $91.824382 million, security-sale, dividend and share-sale receivables of $18.144234 million, and no separately identified interest-bearing securities or debt.
  • Six-month investment income is $21.946749 million, primarily dividends from the fund's equity holdings; a universal prohibited-income numerator is not disclosed.
  • AMAGX is a mutual fund, so the operating-company revenue denominator and look-through issuer screens are not interchangeable with a company filing.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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