EWG

iShares MSCI Germany ETF

HALAL — DATA INCOMPLETEetf

Is EWG Halal?

Germany equity ETF with passing known asset ratios but incomplete look-through activity and purification analysis.

What You Should Know

EWG's February 28, 2026 semi-annual statements report USD 1,805.111 million of total assets, USD 5.534 million of affiliated money-market holdings, USD 0.168 million of cash and collateral, USD 6.154 million of receivables and USD 5.178 million of investment income. Known debt/assets is 0.00%, liquidity/assets is 0.32% and receivables-plus-cash/assets is 0.35%; disclosed interest and securities-lending income is about 0.44% of investment income. Germany banks, insurers, defense and mixed issuer activities remain qualitative look-through questions.

⚠️ Concerns

  • Deutsche Bank and other conventional financial institutions
  • Munich Re and insurance activity
  • Rheinmetall and defense exposure
  • Underlying issuers are not all screened under one Sharia methodology

Current quantitative Sharia screen

Based on N-CSRS figures for the period ended 2026-02-28; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 1,805.111

Cash + interest-bearing securities / assets
0.32%Within limit
Below 33.333% under FTSE Yasaar

5.702 / 1,805.111

Receivables + cash / assets
0.35%Within limit
Below 50% under FTSE Yasaar

6.322 / 1,805.111

Non-compliant income / revenue
0.44%Within limit
No more than 5% under FTSE Yasaar

0.023 / 5.178

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 0.32% and receivables-plus-cash/assets is 0.35%; disclosed incidental income is about 0.44%, while underlying activity remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Known debt, liquidity and receivables-plus-cash ratios are below the examined MSCI limits, but underlying issuer activity is not classified by a universal prohibited-revenue numerator.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets and liquidity/assets are below the examined Malaysia limits; the pass-through portfolio remains qualitatively incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series and a fund-level prohibited-income convention are not stored.

Business-activity disclosure

EWG is a Germany equity pass-through ETF. Industrial, technology and healthcare businesses are generally permissible, while banks, insurers, defense, media and other issuer-level activities require review.

Limitation: The fund reports holdings and aggregate income but no school-neutral prohibited-revenue allocation for every underlying issuer.

Purification

EWG discloses incidental interest and securities-lending income, but no scholar-approved purification percentage is inferred from aggregate fund income.

Inputs, assumptions and primary sources
  • Amounts are USD millions from EWG's February 28, 2026 semi-annual statements: total assets USD 1,805.111 million, cash and foreign-currency collateral USD 0.168 million, affiliated money-market holdings USD 5.534 million and reported receivables USD 6.154 million.
  • Six-month investment income is USD 5.178 million; disclosed interest and securities-lending income is USD 0.023 million. The fund does not disclose a universal prohibited-income allocation across all holdings.
  • EWG's largest holdings include Siemens Energy, Deutsche Telekom, Rheinmetall, Munich Re, Infineon and Deutsche Bank; underlying issuer activity and financial screens remain look-through questions.
  • ETF look-through ratios are not an official FTSE, MSCI or Malaysia classification.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own EWG? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track EWG and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →