FBTC

Fidelity Wise Origin Bitcoin Fund

DOUBTFUL — DATA INCOMPLETEetf

Is FBTC Halal?

Bitcoin ETF — inherits Bitcoin's DOUBTFUL status.

What You Should Know

FBTC holds spot Bitcoin under Fidelity's trust/ETF structure. Its March 31, 2026 filing reports $12.818B of Bitcoin at fair value and $16.244M of share-issuance receivables; the examined balance-sheet ratios pass, while Bitcoin's permissibility remains scholar-dependent.

⚠️ Concerns

  • Bitcoin's DOUBTFUL status
  • Volatility and market-manipulation concerns
  • Custody, fees and creation/redemption mechanics

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 12,834.443

Cash + interest-bearing securities / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 12,834.443

Receivables + cash / assets
0.13%Within limit
Below 50% under FTSE Yasaar

16.244 / 12,834.443

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 0.00% and receivables plus cash/assets is 0.13%; no investment-income numerator is reported and Bitcoin classification remains unresolved.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

The examined asset ratios pass, but Bitcoin and the ETF structure remain qualitatively unresolved.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

The examined debt and liquidity ratios pass; this is not an official classification of a cryptocurrency ETF.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

Market-cap denominator methods do not apply cleanly to a spot cryptocurrency trust and no licensed historical denominator is stored.

Business-activity disclosure

FBTC holds spot Bitcoin through a trust/ETF structure. Bitcoin's treatment differs among scholars, while custody, market structure, fees and creation/redemption mechanics require qualitative review.

Limitation: The filing does not provide a school-neutral cryptocurrency-compliance conclusion or a prohibited-activity revenue numerator.

Purification

FBTC reports no investment income in the quarter; no scholar-approved purification percentage is inferred for a spot Bitcoin trust.

Inputs, assumptions and primary sources
  • Amounts are USD millions converted from the thousands presentation in FBTC's March 31, 2026 Form 10-Q.
  • The statement reports USD 12,818.199 million of Bitcoin at fair value, USD 16.244 million of receivables from capital-share issuance and USD 18.893 million of total liabilities; sponsor fees and settlement payables are not classified as interest-bearing debt.
  • FBTC reports no investment income; operating expenses and bitcoin redemption gains are not treated as prohibited income.
  • Bitcoin's permissibility remains scholar-dependent; a spot ETF wrapper does not itself settle the underlying asset question.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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