HLAL

Wahed FTSE USA Shariah ETF

HALAL — DATA INCOMPLETEetf

Is HLAL Halal?

Pure Sharia-screened US equity ETF.

What You Should Know

HLAL provides exposure to large and mid-cap US equities that comply with Islamic investment principles. Its February 28, 2026 N-PORT reports $757.701 million of assets, $0.286 million of liabilities and $1.836 million of cash; underlying look-through revenue and purification remain incomplete.

⚠️ Concerns

  • Lower liquidity than conventional ETFs
  • Underlying holdings and methodology can change
  • Fund-level proxy ratios do not replace issuer-level review

Current quantitative Sharia screen

Based on Form N-PORT-P figures for the period ended 2026-02-28; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 757.701

Cash + interest-bearing securities / assets
0.24%Within limit
Below 33.333% under FTSE Yasaar

1.836 / 757.701

Receivables + cash / assets
0.24%Within limit
Below 50% under FTSE Yasaar

1.836 / 757.701

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

The N-PORT supplies total assets and limited cash information but not complete fund-level revenue, debt, receivables or prohibited-income lines; underlying issuer review remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Proxy debt/assets, liquidity/assets and receivables-plus-cash/assets are 0.00%, 0.24% and 0.24%; unreported lines and look-through activity prevent a complete classification.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Reported proxy debt/assets and liquidity/assets are below the examined Malaysia limits; complete fund-level activity and income data are unavailable.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical fund look-through market-cap series is not stored.

Business-activity disclosure

HLAL tracks the FTSE USA Shariah Index and is marketed as a Sharia-screened ETF. The retained qualitative HALAL verdict is preserved, while holdings, methodology changes and purification require continuing review.

Limitation: The N-PORT does not provide a universal underlying prohibited-revenue numerator or complete fund-level operating-income statement.

Purification

The N-PORT does not provide a universal underlying prohibited-income allocation; ZakatInvest does not invent a purification percentage.

Inputs, assumptions and primary sources
  • The February 28, 2026 N-PORT reports total assets of $757.701416 million, total liabilities of $0.285672 million and net assets of $757.415743 million.
  • The N-PORT reports $1.835895 million of cash not reported in the schedule of investments and no fund-level borrowings; complete operating revenue and receivable lines are not provided.
  • HLAL tracks the FTSE USA Shariah Index. TotalRevenue is zero because an ETF has no operating-company revenue denominator; this is not evidence of a financial pass for every underlying issuer.
  • Underlying holdings, purification and scholar interpretation remain separate from fund-level proxy ratios.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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