IGLD

FT Cboe Vest Gold Strategy ETF

HALAL — SCREEN DOES NOT PASSetf

Is IGLD Halal?

Gold-linked strategy, but its Treasury collateral and options structure create major Sharia concerns.

What You Should Know

First Trust's December 31, 2025 statements show IGLD holds U.S. Treasury bills, a government money-market fund and FLEX options referencing GLD. Gold can be permissible as an asset, but this fund's disclosed interest income, conventional collateral and synthetic options mean the qualitative label does not amount to a quantitative pass.

⚠️ Concerns

  • Conventional Treasury and money-market holdings dominate the assets
  • FLEX options create synthetic rather than allocated bullion exposure
  • Scholars differ on options, qabd and derivative settlement

Current quantitative Sharia screen

Based on Annual Consolidated Financial Statements figures for the period ended 2025-12-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 644.987

Cash + interest-bearing securities / assets
98.89%Above limit
Below 33.333% under FTSE Yasaar

637.799 / 644.987

Receivables + cash / assets
0.44%Within limit
Below 50% under FTSE Yasaar

2.807 / 644.987

Non-compliant income / revenue
98.59%Above limit
No more than 5% under FTSE Yasaar

11.984 / 12.155

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Interest-bearing securities are 98.88% of assets and disclosed interest income is 98.59% of investment income, both above the examined limits.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Treasury and money-market holdings make liquidity/assets 98.88%, above the examined MSCI total-assets limit; derivative structure remains an additional qualitative concern.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Liquidity/assets is 98.88%, above the examined Malaysia limit, and disclosed interest is 98.59% of investment income; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

Market-cap denominators are not the relevant test for this derivative and fixed-income collateral fund; the asset-based failure is independent.

Business-activity disclosure

IGLD's return structure combines U.S. Treasury collateral, a government money-market fund and FLEX options on GLD. The annual report directly identifies interest income and a derivative overlay, so the fund fails the examined quantitative and core-structure screen despite gold being a permissible underlying asset in some analyses.

Limitation: The accounts do not resolve every school's treatment of options, synthetic gold exposure, Treasury collateral or possession; the disclosed interest and liquidity failures are nevertheless material.

Purification

The fund discloses $11.983930 million of interest income, but ZakatInvest does not prescribe a scholar-approved purification percentage; the disclosed amount is used to establish the income-screen failure.

Inputs, assumptions and primary sources
  • Amounts are USD millions from IGLD's December 31, 2025 consolidated statement of assets and liabilities and statement of operations.
  • Total assets are $644.986550 million, including $637.723574 million of U.S. Treasury bills and a government cash fund, $4.455600 million of purchased options, $0.075296 million of cash and broker balances, and $2.732080 million of receivables.
  • The statement reports $12.155289 million of investment income, including $11.983930 million of interest; the interest figure is used as both the disclosed non-compliant-income and conservative non-compliant-revenue input.
  • The annual report says the fund uses FLEX options referencing GLD and a wholly owned Cayman subsidiary; this is derivative exposure to gold, not direct allocated bullion ownership.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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