LQD

iShares iBoxx Investment Grade Bond ETF

HARAM — SCREEN DOES NOT PASSetf

Is LQD Halal?

Corporate bond ETF — riba.

What You Should Know

BlackRock's February 28, 2026 statements report $31.328 billion of unaffiliated corporate bonds, $3.026 billion of affiliated money-market investments and $1.372 billion of unaffiliated interest income. Conventional bond coupons are riba, so the quantitative and qualitative screens fail.

⚠️ Concerns

  • Corporate interest-bearing bonds
  • Riba
  • Money-market and securities-lending exposure

Current quantitative Sharia screen

Based on Annual Financial Statements figures for the period ended 2026-02-28; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 35,119.783

Cash + interest-bearing securities / assets
97.93%Above limit
Below 33.333% under FTSE Yasaar

34,393.844 / 35,119.783

Receivables + cash / assets
2.18%Within limit
Below 50% under FTSE Yasaar

765.366 / 35,119.783

Non-compliant income / revenue
98.62%Above limit
No more than 5% under FTSE Yasaar

1,371.924 / 1,391.181

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Interest-bearing securities/assets are 97.93% and disclosed interest income is 98.62% of investment income, while the core activity is conventional debt.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Liquidity and interest-bearing investments are far above the examined 33.33% total-assets limit; the core activity is conventional corporate debt.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Interest-bearing investments are above the examined Malaysia financial limits and the fund's core activity is conventional lending.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

Market-cap methods are not applicable to a bond fund; total-assets screens already fail on core conventional debt exposure.

Business-activity disclosure

LQD's core activity is owning conventional investment-grade corporate bonds and earning contractual interest.

Limitation: None material for the core conventional-bond conclusion; secondary activities such as securities lending do not alter it.

Purification

The filing discloses substantial interest income from the fund's core holdings; purification does not convert a conventional bond ETF into a permissible investment.

Inputs, assumptions and primary sources
  • Amounts are USD millions converted from the February 28, 2026 iShares iBoxx annual statements.
  • LQD reports $31,328.167512 million of unaffiliated corporate bonds, $3,026.249547 million of affiliated money-market investments, $39.426599 million of cash and $725.939309 million of receivables against $35,119.782967 million of total assets.
  • Total investment income is $1,391.180864 million, including $1,371.923792 million of unaffiliated interest; the conservative prohibited-revenue input treats the bond-fund income as non-compliant core activity.
  • Collateral on securities lending is a fund liability but is not treated as interest-bearing investment debt in this screen.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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