SPRE

SP Funds S&P Global REIT Sharia ETF

HALAL — DATA INCOMPLETEetf

Is SPRE Halal?

Global REIT ETF tracking the S&P Global All Equity REIT Shariah Capped Index.

What You Should Know

SEC and SP Funds records identify SPRE as a global real-estate ETF, not a sukuk fund. The November 30, 2025 shareholder report shows $178.6 million of net assets and a portfolio concentrated in REIT securities screened by the S&P Shariah index.

⚠️ Concerns

  • REIT debt, mortgage exposure and tenant activity require qualitative review
  • SPRE is not the separate SPSK global sukuk ETF
  • Different Sharia boards may treat REIT structures and purification differently

Current quantitative Sharia screen

Based on Annual Shareholder Report figures for the period ended 2025-11-30; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 178.646

Cash + interest-bearing securities / assets
0.30%Within limit
Below 33.333% under FTSE Yasaar

0.536 / 178.646

Receivables + cash / assets
0.30%Within limit
Below 50% under FTSE Yasaar

0.536 / 178.646

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 0.30% and receivables plus cash/assets is 0.30%; a comparable fund-level prohibited-income numerator is unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Reported debt, liquidity and receivables-plus-cash are below the examined MSCI total-assets limits, but underlying-REIT activity remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets and liquidity/assets are below the examined Malaysia limits; no universal underlying-REIT activity numerator is asserted.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical fund look-through market-cap series and universal activity convention are not stored.

Business-activity disclosure

SPRE invests in global REIT securities selected for the S&P Global All Equity REIT Shariah Capped Index. Real-estate ownership and leasing can be permissible, but the underlying REIT contracts, financing and tenant activities still require school- and issuer-specific review.

Limitation: The shareholder report provides fund-level sector and holdings information but not a universal prohibited-revenue numerator for every underlying REIT.

Purification

The fund record does not provide a universal underlying-REIT purification schedule; ZakatInvest does not infer one.

Inputs, assumptions and primary sources
  • Amounts are USD millions from the SPRE annual shareholder report for November 30, 2025; the report states net assets of $178.646 million.
  • The report's sector table shows 99.4% real estate and 0.3% cash and other; cash is represented as $0.535938 million for the fund-level ratio illustration, with no separately identified interest-bearing securities or debt in the shareholder summary.
  • SPRE is the S&P Global REIT Sharia ETF, not the SP Funds Dow Jones Global Sukuk ETF (the latter uses ticker SPSK). The existing /assets/spre route is retained while the product identity is corrected.
  • An ETF has no operating-company revenue denominator; totalRevenue is recorded as zero rather than inventing one.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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