XLE

Energy Select Sector SPDR Fund

DOUBTFUL — DATA INCOMPLETEetf

Is XLE Halal?

Energy sector ETF — oil and gas businesses with environmental concerns.

What You Should Know

XLE is an energy-sector pass-through ETF. Its March 31, 2026 report shows $43.762 billion of assets and disclosed incidental interest/securities-lending income of about 0.06% of fund investment income. Energy activity is generally permissible, but underlying issuers and environmental stewardship require separate review; it is not Sharia-screened.

⚠️ Concerns

  • Environmental ethics concerns
  • Minor interest income across holdings

Current quantitative Sharia screen

Based on Semiannual Shareholder Report figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 43,761.56

Cash + interest-bearing securities / assets
0.11%Within limit
Below 33.333% under FTSE Yasaar

47.065 / 43,761.56

Receivables + cash / assets
0.04%Within limit
Below 50% under FTSE Yasaar

17.835 / 43,761.56

Non-compliant income / revenue
0.06%Within limit
No more than 5% under FTSE Yasaar

0.281 / 495.453

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 0.11%, receivables-plus-cash/assets is 0.04% and disclosed incidental non-compliant income is 0.06%; issuer activity remains incomplete at fund level.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Fund-level debt, liquidity and receivables-plus-cash are below examined MSCI asset limits, but a universal underlying prohibited-revenue numerator is unavailable.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Fund-level financial ratios are below the examined Malaysia limits; the pass-through portfolio remains qualitatively incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series and fund-level prohibited-income convention are not stored.

Business-activity disclosure

XLE is a pass-through energy-sector ETF holding oil, gas and energy companies. Energy production is generally permissible, but the fund does not provide a school-neutral prohibited-revenue allocation for every underlying issuer.

Limitation: The report provides fund-level holdings and income, not a universal prohibited-revenue allocation across all issuers.

Purification

The fund discloses only aggregate incidental interest and securities-lending income; no scholar-approved purification percentage is inferred for underlying issuer dividends.

Inputs, assumptions and primary sources
  • Amounts are USD millions converted from XLE's unaudited March 31, 2026 semiannual statements.
  • The fund reports USD 43,761.560217 million of total assets, USD 47.065001 million of affiliated investments, and USD 17.835304 million of dividends, securities-lending and sale receivables.
  • Six-month investment income totals USD 495.452553 million. Disclosed interest and securities-lending income of USD 0.280755 million is used as the incidental non-compliant-income numerator; the underlying sector revenue mix is not allocated by the fund.
  • ETF look-through ratios are not an official FTSE, MSCI or Malaysia classification.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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