Stock AnalysisJune 2, 2026 · 5 min read

Is RPM International Stock (RPM) Halal? A Complete Analysis

RPM International Inc. (RPM) is a manufacturer of specialty coatings, sealants, and building products behind brands like Rust-Oleum and DAP. Is it permissible for Muslim investors? Here is the full Sharia breakdown.

Time-sensitive screening snapshot: financial ratios and business mix can change after each filing. This is educational research, not a fatwa or investment advice. Verify the latest filing and your preferred Sharia standard before acting.

The Short Answer

RPM International stock (RPM) is currently classified as HALAL in the qualitative catalog, but the current filing-based quantitative result does not pass the examined debt/assets limit. RPM manufactures specialty coatings, sealants, building materials, and related products for industrial and consumer markets.

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-02-28; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
36.65%Above limit
Below 33.333% under FTSE Yasaar

2,889.949 / 7,884.654

Cash + interest-bearing securities / assets
3.73%Within limit
Below 33.333% under FTSE Yasaar

294.206 / 7,884.654

Receivables + cash / assets
19.25%Within limit
Below 50% under FTSE Yasaar

1,517.601 / 7,884.654

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 36.65%, above the examined 33.333% limit; liquidity/assets is 3.73% and receivables-plus-cash/assets is 19.25%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 36.65%, above the examined MSCI 33.33% limit; liquidity and receivables-plus-cash remain below their limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 36.65%, above the examined Malaysia limit; identifiable liquidity/assets is 3.73%. This is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A properly licensed and reproducible historical market-cap series is not stored; asset-based debt screening already fails.

Business-activity disclosure

RPM manufactures specialty coatings, sealants, building materials and related products. The core manufacturing activity is generally permissible, while end-market allocation remains qualitative.

Limitation: The filing does not provide a universal prohibited-revenue numerator or gross interest-income numerator.

Purification

Gross interest income is not separately disclosed; no fixed scholar-approved purification percentage is asserted.

Inputs, assumptions and primary sources
  • Amounts are USD millions from RPM International's February 28, 2026 Form 10-Q for the nine months ended that date.
  • Conservative debt combines $2,547.104 million long-term debt and capital-lease obligations with $342.845 million operating-lease liabilities.
  • Cash is $294.206 million, net accounts receivable is $1,223.395 million and nine-month revenue is $1,607.949 million.
  • The filing reports net interest expense and dividend income but does not separately disclose a gross interest-income numerator.
  • Coatings, sealants and construction products are generally permissible; no universal prohibited-revenue numerator is asserted.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

Specialty-coatings manufacturing, sealants-and-adhesives manufacturing, and building-and-construction-products manufacturing are generally permissible at the activity level. The current filing shows debt/leases above the examined limit, with income and prohibited-revenue fields incomplete.

Sharia Screening Methodology

Islamic scholars use several criteria to screen stocks:

  • Business activity screen: Is the company's primary business halal?
  • Debt ratio: Total debt / market cap must be under 33%
  • Interest income: Interest income / total revenue must be under 5%
  • Haram revenue: Revenue from haram sources must be under 5%
  • Receivables ratio: Total receivables / total assets must be under 49–70% (varies by board)

RPM's Business Activity

RPM operates through reporting segments including Construction Products Group, Performance Coatings Group, Consumer Group, and Specialty Products Group. Its well-known brands include:

  • Rust-Oleum: Consumer rust-prevention and home-improvement coatings
  • DAP: Sealants, caulks, and adhesives
  • Tremco & Carboline: Protective-and-industrial coatings and roofing-and-waterproofing systems
  • Zinsser: Primers and specialty coatings

Manufacturing physical specialty chemicals, coatings, and construction products is a permissible industrial activity.

Concerns to Be Aware Of

1. Leverage Profile

This is the primary Sharia-screening consideration. RPM's February 28, 2026 filing shows debt/leases at 36.65% of total assets, above the examined asset-based limits.

2. Minor Interest Income

Minor interest income on cash and short-term investment balances means purification of a small portion of dividends may be advisable.

3. Input-Cost Volatility

Raw-material (resin, solvent, pigment, and other petrochemical-derivative feedstock) input-cost volatility, along with construction-and-consumer-demand cycles, can drive earnings volatility. These are business-cycle considerations rather than Sharia screen concerns.

Filing-Based Ratios (February 28, 2026)

Based on RPM's latest Form 10-Q:

  • Debt / Total Assets: 36.65% — above examined limits ⚠️
  • Liquidity / Total Assets: 3.73% ✅
  • Receivables + Cash / Total Assets: 19.25% ✅
  • Gross Interest Income: Not separately disclosed — purification remains incomplete ⚠️
  • Prohibited-Product Revenue: No universal numerator disclosed — qualitative review required ⚠️

Methodology Interpretation

The current filing-based asset screen fails on debt/assets under the examined FTSE, MSCI and Malaysia-style limits. The qualitative manufacturing activity remains generally permissible, but this is not an index-membership claim and no fixed purification percentage is asserted.

  • Core activity: Specialty coatings, sealants and building products
  • Quantitative status: Debt fails; other known ratios pass
  • Scholar review: Confirm treatment of income and end-market allocation

Bottom Line

RPM International Inc. (RPM) has a generally permissible core manufacturing activity, but the current filing-based result is not passing because conservative debt/leases are 36.65% of assets. Gross interest income and prohibited-revenue allocation also remain incomplete.

For Muslim investors seeking specialty-materials and building-products exposure, RPM sits alongside other halal-screened names like Sherwin-Williams (SHW) and Vulcan Materials (VMC).

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RPM verdict card: HALAL — current screening available — screening summary, concerns & similar assetsView →
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